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Affordable Final Expense Life Insurance

Lowest possible life insurance rates often with no medical exams and level rate guarantees. Compare from 80 top insurers.  

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Get covered with term or final expense whole life insurance that fits your needs.

Review term & final expense insurance policies from the top life insurance companies. Research your options & connect with one of our licensed advisors when you have questions along the way.

What to Know

Life-long peace of mind.

Final expense insurance covers your end-of-life expenses. The death benefit provides a lump sum that’s designed to cover costs related to your passing, including medical expenses, credit card bills, taxes, as well as a memorial, or funeral service.

With final expense insurance, your loved ones would be given the chance to grieve rather than worry about funeral or other end-of-life expenses.

Schedule a Consultation

A licensed agent can help you customize a plan and check back in to make policy adjustments as your needs change. Get in touch by phone or over video conference.

Benefits of Final Expense Whole Life Insurance

Covers End-of-Life Expenses

Set aside funds for your funeral and other final expenses

Easy Application

Most insurance companies don’t require a medical exam

Cash Value Accumulates Tax-Deferred

You can access these funds throughout your lifetime

Peace of Mind

Final expense insurance helps your loved ones pay for funeral expenses, and it provides you with peace of mind in knowing everything’s covered. You can choose the policy and terms that fit your needs in just a few simple steps. Our trusted advisors are here to provide as much support as you need.

We Shop All The Best Plans for You

Partnered with 80+ insurance companies, we do the shopping for you to ensure you get the best coverage at the best price. It’s our promise to you.    

We Keep It Simple
Insurance can seem complicated, but we don’t think it needs to be. Our goal is to make it simple and easy.

We’re Here for You

If you want to learn more about your insurance options, our trusted advisors can help you discover which policies are best for you.

We’ve been doing this for a while.
We work with over 80 insurance companies and have over 27 years of experience.  
And our agency is one of the top producing independent life insurance agencies in the U.S.A.

End-of-life expenses covered so your family is spared the burden.

Simple final expense insurance coverage with no medical exams and lifetime guarantees.

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See just how affordable term life insurance rates can be

Meet Kristen D.
At 28, Kristen wants an affordable life insurance policy to protect her husband if she were to die.
  • Coverage: $150,000
  • Term: 20 years
  • Rate: $37/ month
Meet John G.
John is 43 years old and needs an affordable life insurance policy for his growing family.
  • Coverage: $100,000
  • Term: 25 years
  • Rate: $48/ month
Meet Andrea P.
Andrea, a 35-year-old mother of three, can provide for her loved ones if she passes away.
  • Coverage: $250,000
  • Term: 15 years
  • Rate: $27/ month

Term Life Vs. Whole Life Insurance.

Term Life Insurance Whole Life Insurance
What is it? “Renting” your coverage “Owning” your coverage
Length 10,15,20,25 or 30-year term Your whole life
Affordability Plans start at less than $20/month More expensive
Cash Value No Yes
Payment Flexibility None. If you miss a payment, your policy will terminate. More flexibility given the cash value component of your policy.
Return of Premium Rider Yes, an option No, not an option

Frequently Asked Questions

None of us can know when we’ll pass away or when our health situation may change for the worse. For the best rate, it makes sense to apply for term life insurance online today.
Most people who are in good health will qualify for coverage. You may still qualify for term life insurance if you have existing health problems, although your premium will likely be higher.
Term life insurance is generally the least expensive type of life insurance you can buy as it only covers a specified time frame. Rates can be less than $20/month.
Everyone has different insurance coverage needs. To help determine how much coverage is right for you and your family, visit our guide on life insurance coverage or connect with our insurance advisors to ensure you are securing the right amount of coverage for your family.
In many cases, yes. As an independent agency working with 80+ carriers, we can often find coverage even with pre-existing conditions, including diabetes, high blood pressure, and heart history. Final expense whole life policies in particular usually require no medical exam, just a few health questions.
Final expense (burial) insurance is a smaller whole life policy, typically $5,000 to $50,000, designed to cover funeral or cremation costs, final medical bills, and other end-of-life expenses so your family is not left with the burden. Your rate never increases and coverage never expires as long as premiums are paid.
Not at all. Term life is available well into your 60s, and final expense whole life is designed for ages 45 to 85. The sooner you lock in a rate, the lower it will be, because rates only rise with age. Call us for a free quote and we will shop the market for you.

Ready to apply?

Get a free quote in seconds based on your insurance needs, then continue to our online application and secure the coverage you need in just 7 to 10 minutes. It’s that simple.

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