High cholesterol is one of the most approvable “high-risk” flags there is. If it’s treated and reasonably controlled — even with a statin — many applicants still qualify for Standard, and often Preferred, rates. Very few people are ever denied for high cholesterol alone; the number one reason for a bad offer is simply applying to a carrier whose limits don’t fit your labs.
Get My Rate Get My Case Reviewed
Well-controlled cholesterol frequently earns Standard or better, and applicants with excellent ratios sometimes qualify for Preferred. Even uncontrolled numbers rarely cause a denial on their own — they’re usually a mild rating at most. We match your labs to the carrier most generous with cholesterol so you get the best class available.
A denial tied to cholesterol almost always means it was paired with another factor, or the wrong carrier was chosen. We re-shop your case and, if needed, place guaranteed-issue coverage that can’t be declined for health.
Free, no-obligation, and no impact on your record. We pre-screen your case with multiple carriers so you only apply where you’re likely to be approved.
Or call 760-585-4268
Yes — statin use is common and usually has little or no effect on your rate. It often helps by showing control.
On its own, almost never. It’s typically a small rating at most, and often no rating at all when controlled.
Related: life insurance with heart disease, high blood pressure, and high cholesterol.
High cholesterol is one of the most approvable “high-risk” flags there is. If it’s treated and reasonably controlled — even with a statin — many applicants still qualify for Standard, and often Preferred, rates. Very few people are ever denied for high cholesterol alone; the number one reason for a bad offer is simply applying to a carrier whose limits don’t fit your labs.
Get My Rate Get My Case Reviewed
Well-controlled cholesterol frequently earns Standard or better, and applicants with excellent ratios sometimes qualify for Preferred. Even uncontrolled numbers rarely cause a denial on their own — they’re usually a mild rating at most. We match your labs to the carrier most generous with cholesterol so you get the best class available.
A denial tied to cholesterol almost always means it was paired with another factor, or the wrong carrier was chosen. We re-shop your case and, if needed, place guaranteed-issue coverage that can’t be declined for health.
Free, no-obligation, and no impact on your record. We pre-screen your case with multiple carriers so you only apply where you’re likely to be approved.
Or call 760-585-4268
Yes — statin use is common and usually has little or no effect on your rate. It often helps by showing control.
On its own, almost never. It’s typically a small rating at most, and often no rating at all when controlled.
Related: life insurance with heart disease, high blood pressure, and high cholesterol.
