Controlled high blood pressure (hypertension) is highly insurable — many applicants qualify for Standard or even Preferred rates. Being on blood-pressure medication is not a red flag; it shows the condition is managed. People are rarely denied for blood pressure alone, but applying to the wrong carrier is the fastest way to a denial or an overpriced policy.
Get My Rate Get My Case Reviewed
Controlled hypertension commonly lands Standard or Preferred. Poorly controlled or very high readings may bring a mild table rating, and where fully underwritten coverage isn’t available we can place simplified- or guaranteed-issue policies that ask few or no health questions.
A blood-pressure denial usually means the application went to a carrier with strict limits, or was combined with another condition. We re-shop your case with hypertension-friendly carriers and have no-decline options as a backstop.
Free, no-obligation, and no impact on your record. We pre-screen your case with multiple carriers so you only apply where you’re likely to be approved.
Or call 760-585-4268
No — it typically helps, because it shows your condition is controlled. Untreated high readings are usually viewed less favorably.
Rarely on its own. Most applicants get Standard or better; declines usually involve other factors or the wrong carrier.
Related: life insurance with heart disease, high blood pressure, and high cholesterol.
Controlled high blood pressure (hypertension) is highly insurable — many applicants qualify for Standard or even Preferred rates. Being on blood-pressure medication is not a red flag; it shows the condition is managed. People are rarely denied for blood pressure alone, but applying to the wrong carrier is the fastest way to a denial or an overpriced policy.
Get My Rate Get My Case Reviewed
Controlled hypertension commonly lands Standard or Preferred. Poorly controlled or very high readings may bring a mild table rating, and where fully underwritten coverage isn’t available we can place simplified- or guaranteed-issue policies that ask few or no health questions.
A blood-pressure denial usually means the application went to a carrier with strict limits, or was combined with another condition. We re-shop your case with hypertension-friendly carriers and have no-decline options as a backstop.
Free, no-obligation, and no impact on your record. We pre-screen your case with multiple carriers so you only apply where you’re likely to be approved.
Or call 760-585-4268
No — it typically helps, because it shows your condition is controlled. Untreated high readings are usually viewed less favorably.
Rarely on its own. Most applicants get Standard or better; declines usually involve other factors or the wrong carrier.
Related: life insurance with heart disease, high blood pressure, and high cholesterol.
